Supplemental Health Insurance Plans from Aetna | Voluntary Benefits for Individuals & Families (2024)

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  • Aetna Clinical Policy Bulletins (CPBs) are developed to assist in administering plan benefits and do not constitute medical advice. Treating providers are solely responsible for medical advice and treatment of members. Members should discuss any Clinical Policy Bulletin (CPB) related to their coverage or condition with their treating provider.
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See CMS's Medicare Coverage Center

  • Please note also that Clinical Policy Bulletins (CPBs) are regularly updated and are therefore subject to change.
  • Since Clinical Policy Bulletins (CPBs) can be highly technical and are designed to be used by our professional staff in making clinical determinations in connection with coverage decisions, members should review these Bulletins with their providers so they may fully understand our policies. Under certain circ*mstances, your physician may request a peer to peer review if they have a question or wish to discuss a medical necessity precertification determination made by our medical director in accordance with Aetna’s Clinical Policy Bulletin.
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See Aetna's External Review Program

  • The five character codes included in the Aetna Clinical Policy Bulletins (CPBs) are obtained from Current Procedural Terminology (CPT®), copyright 2015 by the American Medical Association (AMA). CPT is developed by the AMA as a listing of descriptive terms and five character identifying codes and modifiers for reporting medical services and procedures performed by physicians.
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Supplemental Health Insurance Plans from Aetna | Voluntary Benefits for Individuals & Families (2024)

FAQs

What does the Aetna supplement plan cover? ›

Supplemental health plans put some money back in your pocket. You get cash benefits to help pay for the costs your medical plan doesn't cover, like copays and deductibles. Or you can use the cash to cover mortgage payments, groceries, utility bills and day care.

Is it a good idea to get supplemental health insurance? ›

But even with a more robust major medical policy that meets your needs and budget, supplemental insurance can be a good idea, especially if you have a family history of certain high-cost medical conditions.

What is supplemental health benefit plan? ›

(SUH-pleh-MEN-tul helth in-SHOOR-ents) An additional insurance plan that helps pay for health care costs that are not covered by a person's regular health insurance plan. These costs include copayments, coinsurance, and deductibles.

What foods can I buy with my Aetna extra benefits card? ›

Groceries! With your Extra Benefits Card, you can purchase approved healthy foods that help you feel your best. That includes fruits and veggies, meat and seafood, healthy grains like bread and pasta, pantry staples like flour and spices and more.

What does supplemental insurance cover? ›

Supplemental insurance is coverage that you can buy in addition to your primary health plan. These policies can help provide coverage for certain kinds of illnesses, accidents and injuries, and life insurance.

Does Aetna pay for vitamins? ›

Aetna does not cover nutritional support that is taken orally (i.e., by mouth), unless mandated by state law. Oral nutrition is not considered a medical item. See section on Special Medical Foods below. Regular food products are not considered medical items.

What is the average cost of a supplemental plan? ›

The average Medicare Supplement plan costs in every state
StateMonthly CostRank from least expensive (1) to most expensive (51)
California$162.9345
Colorado$127.7629
Connecticut$227.0649
Delaware$150.9942
29 more rows
Oct 4, 2023

What age should you get supplemental insurance? ›

If you are 65 or older, you may be able to purchase a Medicare Supplement insurance plan during the Medicare Supplement Open Enrollment Period. This period lasts for six months and begins on the first day of the month in which you are both 65 or older and enrolled in Medicare Part B.

What is the best supplemental insurance for Medicare? ›

Here's an overview of our top picks:
  • Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance.
  • Best for member satisfaction: State Farm Medicare Supplement Insurance.
  • Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance.
May 21, 2024

What is the difference between a PPO and a supplemental plan? ›

The Medicare Supplement will pay for your Medicare costs that Medicare Parts A and B do not pay. With a Medicare Advantage PPO plan, there are lower costs for in-network providers/facilities as well as higher costs for out of network benefits.

Is supplemental insurance tax deductible? ›

Is Supplemental Health Insurance Tax Deductible? Supplemental health insurance premiums, like hospital indemnity insurance and critical illness insurance, are generally tax deductible, but only as a qualified medical expense.

What is difference between Advantage plan and supplemental insurance? ›

Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B often with Part D and other types of coverage. Medicare Supplement is additional coverage you can buy if you have Original Medicare Part A and B.

Can you use an Aetna extra benefits card at Walmart? ›

You can order online at the Benefits Pro Portal Aetna.NationsBenefits.com. You can also shop in person at participating retail locations where the Extra Benefits Card is accepted. For example, you can use the card in Walmart stores, but not at Walmart.com.

What stores can I use my Aetna Healthy Benefits card? ›

You can use the card in person at eligible retail stores such as:
  • Albertsons.
  • Giant Eagle.
  • Kroger.
  • Schnucks.
  • Walmart.
Jun 10, 2024

Can I use my Aetna Healthy Benefits card for gas? ›

You can even use your Extra Benefits Card to help fill your gas tank — simply swipe your card at the pump and select credit as payment type. No PIN is required. If your Extra Benefits allowance covers your full purchase, you're good to go.

What's the difference between Advantage Plan and supplement Plan? ›

A Medicare Advantage Plan is another way to get your Medicare coverage besides Original Medicare. A Medigap policy is a supplement to Original Medicare coverage. When you're getting started with Medicare, you can either buy Medigap or enroll in a Medicare Advantage Plan, but you can't have both.

What is the difference between PPO and supplement? ›

The Medicare Supplement will pay for your Medicare costs that Medicare Parts A and B do not pay. With a Medicare Advantage PPO plan, there are lower costs for in-network providers/facilities as well as higher costs for out of network benefits.

Does Aetna supplement offer silver sneakers? ›

SilverSneakers® Exercise and physical activity can help you maintain and improve your health. That's why Aetna Medicare Advantage plans offer the SilverSneakers fitness benefit at no additional cost.

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